Bariatric surgery is a life-changing procedure that will impact the quality of your life. It is known that it can also help patients overcome several comorbidities caused by obesity. Although bariatric surgery can alter an individual’s health, insurance companies do not consistently cover the costs. We understand how disappointing it can be to find out that you are not offered bariatric benefits through your insurance.
With the number of individuals interested in bariatric surgery rising, many companies are offering financing options for healthcare procedures. These options could potentially help you pay for your weight loss surgery.
Care Credit
Care Credit is different than a regular credit card. It is used to pay for out-of-pocket expenses not covered by your medical insurance. With over 225,000 enrolled providers, it allows you to use it multiple times at multiple locations, where Care Credit is accepted. With access to apply 7 days a week, you can have your acceptance and Care Credit card quicker than other loan options.
They offer short-term financing options starting at 6 months with no interest rate, as well as long-term healthcare financing going up to 60 months with reduced APR.
Prosper HealthCare Lending
Prosper HealthCare Lending is a premier financing option for healthcare procedures. They offer you a simple interest loan with no prepayment penalties, no retroactive interest, and longer terms for lower monthly payments. This allows for more flexibility for the patient and eases the stress of repayment in a short period of time. They cover bariatric expenses related to but not limited to: gastric bypass, gastric band, sleeve gastrectomy, and duodenal switch.
The benefit of choosing Prosper HealthCare Lending is that they offer up to $35,000, with terms up to 60 months. There is no retroactive interest or prepayment penalties.
Advance Care Card
Advance Care Card’s goal is to offer you low-interest rates with flexibility, making financing simple and affordable. They allow the applicant to have a co-signer, increasing your chances for approval. Once you are approved, they offer 6 or 14 months interest-free financing and competitive interest rates. There are no prepayment penalties and no punitive late fees.
The Best Bariatric Care in California
BASS Bariatric Surgery Center offers some of the best bariatric care in northern California. Dr. Brian Chin and Dr. Jason Moy have years of experience in bariatric surgery and continue to change lives on a daily basis. Finding out you do not have bariatric benefits offered by insurance should not stop you from receiving this life-changing procedure. Visit our site to learn more about bariatric surgery and call (925) 281-3711 to book a consultation today!